TimeDeposit King - Hong Kong Time Deposit Comparison
Compare the best fixed deposit rates across Hong Kong banks
Best Rates
Compare top rates from all major banks
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Only regulated HK institutions
Real-Time
Updated daily with latest offers
Time Deposit Rates
Updated: 16/10/2026, 12:42 HKT| Bank | Rate (p.a.) | Term | Min. Deposit | Conditions | |
|---|---|---|---|---|---|
 HSBC | 10.00% | 1 Month | HKD 10K | New Online Promo | |
 Bank of Communications Hong Kong | 6.00% | 1 Weeks | HKD 10K | Promo | |
 Bank of China (Hong Kong) | 4.80% | 1 Month | HKD 10K | New Online Promo | |
 OCBC Wing Hang Bank | 3.55% | 1 Year | HKD 100K | Promo | |
 Fubon Bank Hong Kong | 3.55% | 1 Year | HKD 1.0M | Online Promo | |
 Industrial and Commercial Bank of China Asia | 3.50% | 388 Days | HKD 3.0M | Promo | |
 Nanyang Commercial Bank | 3.48% | 1 Month | HKD 10K | New Online Promo | |
| Industrial and Commercial Bank of China Asia | 3.48% | 6 Months | HKD 3.0M | New Promo | |
| Industrial and Commercial Bank of China Asia | 3.45% | 388 Days | HKD 800K | Promo | |
 Ping An Digital Bank | 3.45% | 1 Year | HKD 100 | Online | |
| OCBC Wing Hang Bank | 3.45% | 1 Year | HKD 100K | Promo | |
| OCBC Wing Hang Bank | 3.45% | 9 Months | HKD 100K | Promo | |
 EleBank | 3.45% | 1 Year | HKD – | Online | |
| Fubon Bank Hong Kong | 3.40% | 6 Months | HKD 1.0M | Online Promo | |
| Fubon Bank Hong Kong | 3.40% | 1 Year | HKD 1.0M | Online Promo |
1120 offers
Bank of Communications Hong Kong
AUD · 1 week
p.a.
A$8,000
Currency Exchange Time Deposit Promotion - AUD
Bank of Communications Hong Kong
GBP · 1 week
p.a.
£4,000
Currency Exchange Time Deposit Promotion - GBP
Bank of China (Hong Kong)
AUD · 7 days
p.a.
A$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
NZD · 7 days
p.a.
NZ$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
HSBC
AUD · 1 week
p.a.
A$2,000
Foreign Exchange & Time Deposit Offer. Requires currency exchange. Rates for HSBC Premier Elite.
Bank of Communications Hong Kong
NZD · 1 week
p.a.
NZ$9,000
Currency Exchange Time Deposit Promotion - NZD
Bank of China (Hong Kong)
NZD · 1 month
p.a.
NZ$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
AUD · 1 month
p.a.
A$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of Communications Hong Kong
CAD · 1 week
p.a.
CA$8,000
Currency Exchange Time Deposit Promotion - CAD
Bank of China (Hong Kong)
CNY · 7 days
p.a.
CN¥10,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
CAD · 1 month
p.a.
CA$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
GBP · 1 month
p.a.
£1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.