TimeDeposit King - Hong Kong Time Deposit Comparison
Compare the best fixed deposit rates across Hong Kong banks
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Compare top rates from all major banks
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Time Deposit Rates
Updated: 01/09/2026, 11:33 HKT| Bank | Rate (p.a.) | Term | Min. Deposit | Conditions | |
|---|---|---|---|---|---|
 HSBC | 10.00% | 1 Month | HKD 10K | New Online Promo | |
 Bank of Communications Hong Kong | 6.00% | 1 Weeks | HKD 10K | Promo | |
 Bank of China (Hong Kong) | 4.80% | 1 Month | HKD 10K | New Online Promo | |
 Nanyang Commercial Bank | 3.48% | 1 Month | HKD 10K | New Online Promo | |
 China Citic Bank (iMotion) | 3.30% | 6 Months | HKD 1.0M | New Online Promo | |
| China Citic Bank (iMotion) | 3.25% | 6 Months | HKD 500K | New Online Promo | |
 OCBC Wing Hang Bank | 3.20% | 3 Months | HKD 1.0M | New Online Promo | |
| China Citic Bank (iMotion) | 3.20% | 6 Months | HKD 100K | New Online Promo | |
| OCBC Wing Hang Bank | 3.20% | 1 Year | HKD 100K | New Promo | |
 EleBank | 3.15% | 1 Year | HKD – | Online | |
| OCBC Wing Hang Bank | 3.15% | 9 Months | HKD 100K | New Promo | |
 Mox Bank | 3.10% | 2 Years | HKD 500K | New Online Promo | |
 Industrial and Commercial Bank of China Asia | 3.10% | 388 Days | HKD 3.0M | New Promo | |
| Industrial and Commercial Bank of China Asia | 3.10% | 188 Days | HKD 3.0M | New Promo | |
| OCBC Wing Hang Bank | 3.08% | 6 Months | HKD 100K | New Promo |
1054 offers
Bank of Communications Hong Kong
GBP · 1 week
p.a.
£4,000
Limited-Time 15% p.a. Offer: Currency Exchange Time Deposit Promotion (GBP)
Bank of Communications Hong Kong
AUD · 1 week
p.a.
A$8,000
Limited-Time 15% p.a. Offer: Currency Exchange Time Deposit Promotion (AUD)
Bank of China (Hong Kong)
AUD · 7 days
p.a.
A$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
NZD · 7 days
p.a.
NZ$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
AUD · 1 month
p.a.
A$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of Communications Hong Kong
NZD · 1 week
p.a.
NZ$9,000
Limited-Time 15% p.a. Offer: Currency Exchange Time Deposit Promotion (NZD)
Bank of Communications Hong Kong
CAD · 1 week
p.a.
CA$8,000
Limited-Time 15% p.a. Offer: Currency Exchange Time Deposit Promotion (CAD)
HSBC
AUD · 1 week
p.a.
A$2,000
Foreign Exchange & Time Deposit Offer. Requires currency exchange. Rates for HSBC Premier Elite.
Bank of China (Hong Kong)
NZD · 1 month
p.a.
NZ$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
CNY · 7 days
p.a.
CN¥10,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
GBP · 7 days
p.a.
£1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
GBP · 1 month
p.a.
£1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.